Phuong Luong’s family immigrated to the United States from Vietnam in the 1980s without much in the way of savings. Her family was considered low-income.

As the career changer, who was formerly a math and special education teacher, studied for her CFP® certification exam, she oftentimes had to pause and reflect, thinking to herself, “Oh, that’s how they did it.” Referring to the populations who had built wealth. Continue reading here...